Since the pandemic hit in early 2021 and savers stashed their cash deposits in record amounts, the impact of negative interest rates and inflation on household savings have become a keenly debated topic. In July, Irish household deposits hit a record €131.5 billion, a result
With 2020 now well in the rear vision mirror, the future is looking much brighter than it did even six months ago. The Covid-19 vaccine roll-out and prospect of getting back to normal life is a great cause for optimism. But after a very rocky
With the Central Bank reporting savings on deposit at a record high in Ireland – an average of some €33,566 per adult – there are a host of challenges in 2021 for savers. Rather than being rewarded for saving money, savers are finding themselves
Negative interest rates should you be worried As fears about the economy increase, so have household and business cash deposits, leading to the wave of media reports of banks beginning to charge their customers negative interest rates. While bank charges for holding on to your
What are your thoughts about environmental, social and governance (ESG) criteria when making decisions about your investments? Given the unprecedented challenges of the Covid era, climate change, human rights and more, taking ESG into account when investing is now more timely than ever. What is
With the Brexit deadline looming, the UK has still not achieved a deal with the EU powers that be. Will levels of uncertainty at an all-time high and scenarios such as a second referendum, a general election or a no-deal Brexit inching closer, the impact
Welcome to our 2019 Budget Summary. Find out how Budget 2019 affects you, your family and your future with our special report on the government’s plans for the next year. Click here to download the PDF.
The Irish are known as some of the best savers in the world, so take a moment to give yourself a pat on the back. It’s no mean feat to achieve regular savings, especially with across-the-board hikes in the cost of living. That’s why it’s
Markets in Financial Instruments Directive II, or better known as the acronym MiFIDII, came into force on January 3 2018 thanks to a Europe-wide directive that aims to create greater transparency around the operation of financial markets and those who work with them. Many commentators
It’s fair to say over the last twelve months that investors have experienced their share of jitters. Trump’s successful bid for presidency and the extraordinary Brexit vote caused shockwaves worldwide, but did they significantly affect stocks and investments? The simple answer is no – despite
The world is full of surprises. The way you respond to surprises is crucial to long-term investment success. The US electorate has spoken on the 9th of November 2016 and for the first time since the 1950s have voted a non-politician to be president of